Practice
A narrow set of services we do exceptionally well.
Three pillars define our practice. Each is structured around the requirements of ultra-high-net-worth families and the professionals who advise them.
Estate Architecture
Estate architecture is the long-form work of designing how wealth moves — across decades, across generations, across taxing jurisdictions. We do this work in close coordination with our clients' estate attorneys and tax counsel. We do not draft documents; we shape the structure those documents instantiate.
The questions we help families answer are not how do we minimize taxes this year. They are: how should ownership of operating businesses transfer over twenty years. What insurance, trust, and entity layers belong inside which jurisdiction. How does charitable intent integrate with legacy structures without compromising either. How does the family's plan survive the death of a founder, the divorce of a child, the dissolution of an enterprise.
These are slow questions. We work on the time horizons they require.
Private Placement Insurance
Private Placement Life Insurance (PPLI) and Private Placement Variable Annuity (PPVA) are insurance structures available only to qualified purchasers and accredited investors. For families whose wealth includes meaningfully tax-inefficient investments — hedge fund interests, certain private equity positions, alternative assets — PPLI architectures can transform after-tax returns over multi-decade holding periods. They are not products in the retail sense. They are custom-designed structures, individually filed, with insurance carriers that work only with this client tier.
Tempewick is an Alpha Alliance member at Philadelphia Financial, the largest provider of private placement insurance in the United States. Alpha Alliance membership is held by a small group of firms with sustained track records in PPLI architecture. We have designed and administered these structures for clients for over fifteen years.
Most advisors do not work in this space. Many do not know it exists. For the families it suits, it is the single most material decision in their wealth structure.
Investment Stewardship
As Registered Investment Advisory Representatives held to a fiduciary standard, we manage portfolios on a discretionary basis for clients whose holdings exceed the complexity most advisors can accommodate. Concentrated single-stock positions from founder liquidity events. Multi-asset portfolios with private equity, real estate, and traditional securities held across multiple legal entities. Intergenerational mandates with distinct beneficiary requirements.
We do not chase quarterly performance. We do not run model portfolios. We build investment strategies that fit the structure they sit inside — because for ultra-high-net-worth families, the structure is the point.
A conversation is the right first step.
5 Cold Hill Road S, Unit 14, Mendham, NJ 07945 · (973) 285-1000